All posts by rsaini

Purchase or Refinance from over 70 lenders

My relationships with overĀ 70 banks, credit unions, and wholesale lenders offers financing to almost everyone in the marketplace!
Check out some examples below:

  1. Only 5% down payment required for a purchase of $1,052,000. One loan at 95% LTV, upto $1Mil loan amount, without mortgage insurance.
  2. Investment property financing with 15% down payment, without mortgage insurance.
  3. No waiting required for folks with recent short sale/foreclosure. 90% financing offered.
  4. Many options for the Self-Employed: Stated income, No income, or 12 months bank statements available to choose from.
  5. Self-employment only for 1 year is acceptable.
  6. Many options available to eliminate mortgage insurance. Clients may choose from many HELOCS or Lender paid mortgage insurance options.
  7. Escrow holdbacks 1.5 times the contractor bid allowed for minor work. Delivers much ease to the parties to negotiate.
  8. Credit scores down to 500 or no credit scores acceptable with FHA loans. 10% down payment may be required.
  9. Fantastic down payment assistance through CALHFA and Grants.
  10. Veterans can buy with $0 out of pocket.
  11. Easier condominium financing available that goes beyond owner occupancy ratio. Some litigation is acceptable too.
  12. Family may help qualify without applying for financing.
  13. Standalone HELOCS upto 95% total LTV. Cash out equity to purchase another property.

Contact me for more information: rsain…@b…com